अब UPI के जरिए ट्रांजैक्‍शन पर कोई चार्ज नहीं देना होगा।

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इस छूट के लिए ट्रांजैक्‍शन लिमिट 2,000 रुपये तक रखी गई है। हाल ही में NPCI ने इस मामले एक सर्कुलर जारी किया है।

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पिछले 4 वर्ष से RuPay Credit Card जारी हैं। सभी बड़े बैंक अपने कॉमर्शियल और रिटेल सेगमेंट्स में यह कार्ड जारी कर रहे हैं।

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MDR 2,000 रुपये से कम और उसके बराबर लेनदेन राशि तक लागू होगी।

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NCPI का कहना है कि UPI का इस्तेमाल करने वाले सभी कारोबारियों को इसके लिए अलग से ऑनबोर्ड करने की भी आवश्यकता नहीं होगी।

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MDR वो चार्ज होता है, जो एक कारोबारी किसी बैंक को अपने कस्‍टमर्स से Credit या Debit Card के जरिए पेमेंट स्वीकार करने पर भुगतान करता है।

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इसे यूनियन बैंक, पंजाब नेशनल बैंक और केनरा बैंक कार्ड जारी कर रहे हैं।

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RBI के डिप्टी गवर्नर T Rabi Sankar ने कहा कि क्रेडिट कार्ड को UPI से लिंक करने का मुख्य मकसद ग्राहक को पेमेंट के कई विकल्प मुहैया कराना है।

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वर्तमान में UPI डेबिट कार्ड द्वारा Saving और Current Account से जुड़ा हुआ है।

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